GST on Jewellery in India 2025: What Buyers Need to Know

September 29, 2025

The GST on jewellery is one of the most important factors to understand before purchasing any ornament in India. Whether you are buying gold, silver, diamond, or platinum, this single tax decides the final price of your purchase and protects you from hidden charges. Introduced to simplify India’s complex tax system, the GST on jewellery ensures that every buyer across the country pays a uniform and transparent rate. In 2025, jewellery remains a symbol of love, investment, and tradition, and knowing how GST works will help you plan your budget, compare prices, and shop with confidence. By understanding the GST on jewellery, you can evaluate making charges, check certifications, and make smart financial decisions without confusion.

What is GST on Jewellery

The GST on jewellery is a Goods and Services Tax levied on the sale of ornaments made of precious metals such as gold, silver, diamond, and platinum. Before GST was introduced in 2017, buyers had to deal with several different taxes like VAT, excise duty, and service tax. These multiple layers of taxation often caused confusion and made jewellery pricing complicated. GST replaced all of these with one single transparent tax. As of 2025, the GST on jewellery continues to be applied across India at standard rates, making it easier for both customers and jewellers to understand and comply with the rules. For buyers, this means the price tag you see already reflects the tax, which prevents unexpected additions to your bill.

Current GST Rates on Jewellery in India 2025

As of 2025, the GST on jewellery remains stable and continues to follow a simple structure. Different types of jewellery attract the same tax on the metal value but may differ slightly in making charges. Below are the key rates that buyers should know before making a purchase

Gold jewellery attracts 3 percent GST on the value of the metal and 5 percent GST on the making charges
Silver jewellery is also charged 3 percent GST on the value and 5 percent on making charges
Diamond jewellery follows the same 3 percent GST on value and 5 percent on making charges
Platinum jewellery, including engagement rings, wedding bands and chains, is charged 3 percent GST on value and 5 percent on making charges

When calculating the final cost, jewellers add the GST on the actual metal price and then separately calculate GST on making charges. This clear and uniform structure allows buyers to compare prices across different stores and make confident purchases. Understanding the GST on jewellery before shopping helps you plan your budget accurately and avoid surprises at the billing counter.

GST 2.0 and Its Impact on Jewellery Prices

With the arrival of GST 2.0 in India, many industries expected significant changes, but the GST on jewellery remained steady. This consistency is good news for customers and jewellers because it creates a predictable pricing environment. Even though market prices of gold, silver, and platinum may rise or fall due to global factors, the GST rate does not fluctuate frequently. For buyers, this means that while the cost of the metal itself may change, the tax percentage will remain the same. During wedding seasons or festivals when jewellery purchases increase, stable GST rates allow customers to plan their finances better. The GST on jewellery continues to give clarity and confidence to anyone buying ornaments for investment or personal celebrations.

How GST Affects Jewellery Buyers

For customers across India, the GST on jewellery provides a clear advantage by bringing transparency to the pricing system. Earlier, regional taxes and hidden charges often made it difficult to know the exact cost of a piece of jewellery. With GST, buyers now enjoy a single tax rate that is applied nationwide. This allows you to compare prices from different jewellers without worrying about unexpected charges. Another benefit is budget planning. Knowing that the GST on jewellery is fixed at 3 percent on metal value and 5 percent on making charges helps you calculate the total cost in advance. GST invoices also help during resale or exchange because they serve as proof of purchase and authenticity. Whether you are buying a platinum engagement ring or a simple gold chain, understanding the GST on jewellery ensures a secure and fair buying experience.

How GST Affects Jewellers

The introduction of the GST on jewellery has also brought positive changes for jewellers. Instead of dealing with multiple taxes and complicated compliance, jewellers now follow a single and well-defined tax structure. This makes business planning easier and builds trust with customers. Because the GST rate is consistent across the country, jewellers can offer competitive pricing without worrying about state-wise tax differences. For premium jewellery sellers, especially those dealing with platinum and diamond ornaments, the GST on jewellery supports a more organized and professional market. By issuing proper invoices and following GST rules, jewellers enhance their credibility and attract more buyers who value transparency and authenticity.

Jewelove and Platinum Jewellery in the GST Era

Among the many brands operating under the GST on jewellery system, Jewelove stands out as India’s leading platinum jewellery brand. Specializing in platinum engagement rings, wedding bands, love bands, chains, pendants, and customized creations such as fingerprint rings, Jewelove focuses on luxury, authenticity, and personalization. Each piece is crafted in Pt 950 platinum and certified by the Platinum Guild International, ensuring unmatched quality and purity. The GST on jewellery for platinum is the same as gold, but Jewelove adds value through superior craftsmanship and bespoke designs. While GST adds 3 percent on the metal and 5 percent on making charges, the emotional and investment value of platinum jewellery remains unaffected. Customers who choose Jewelove not only receive hallmarked and certified platinum but also benefit from a transparent billing process where GST is clearly stated. This builds confidence and allows buyers to focus on the beauty and meaning of their purchase rather than worrying about hidden costs.

Tips for Jewellery Buyers in 2025

If you plan to buy ornaments this year, keeping these tips in mind will help you manage the GST on jewellery effectively

Always ask for a proper GST invoice showing both the metal value and the making charges separately
Ensure that your jewellery carries BIS hallmarking for gold or Pt 950 certification for platinum
Compare GST inclusive prices from different jewellers before making a finaldecision
Understand that GST on making charges is 5 percent, which slightly increases the overall cost
Consider investing in platinum for long term value despite the GST on jewellery
Shop during festivals and wedding seasons when jewellers often provide special discounts that reduce the tax impact

By following these simple tips, you can enjoy a safe and rewarding shopping experience while fully understanding how the GST on jewellery influences the final price of your purchase.

Conclusion

The GST on jewellery in India has transformed the way ornaments are priced and sold. By replacing multiple taxes with one simple and transparent system, GST has created clarity for both buyers and sellers. Whether you are investing in gold, buying silver gifts, or choosing platinum jewellery for a wedding, understanding the GST on jewellery allows you to plan your budget, demand proper invoices, and shop with confidence. Premium brands like Jewelove continue to thrive under this system by offering hallmarked platinum jewellery that combines luxury, authenticity, and personalization. When you are ready to celebrate life’s special moments, explore Jewelove’s exclusive collection of platinum engagement rings, wedding bands, love bands, pendants, and customized creations, and enjoy a shopping experience where the GST on jewellery is clearly explained and fairly applied.

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Frequently Asked Questions

Q1. What is the GST on jewellery in India in 2025?

Ans: The GST on jewellery is 3 percent on the value of the metal such as gold, silver, diamond, or platinum and 5 percent on the making charges.

Q2. Is GST applicable on platinum jewellery?

Ans: Yes, platinum ornaments including engagement rings, love bands and pendants attract 3 percent GST on the metal value and 5 percent on making charges.

Q3. Does customized jewellery attract the same GST?

Ans: Yes, whether you buy a ready made design or a custom piece like a platinum fingerprint ring, the GST on jewellery remains the same.

Q4. Is GST refundable when selling old jewellery?

Ans: No, GST paid during the original purchase is not refunded at the time of resale or exchange.

Q5. Does GST affect jewellery prices during festive seasons?

Ans: The GST on jewellery remains fixed, but jewellers may offer discounts or special promotions to balance the overall cost.

Q6. Are making charges included in GST calculation?

Ans: Yes, making charges are taxable and attract 5 percent GST in addition to the tax on the metal value.

Q7. How does GST benefit jewellery buyers?

Ans: The GST on jewellery ensures transparency and standard pricing, making it easier for customers to compare prices and avoid hidden charges.

Q8. Can the GST rate change in the future?

Ans: While the current GST on jewellery remains stable, the government can revise tax rates in future budgets. Buyers should always check the latest rates before making a purchase.

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