0% EMI without Credit Card Available at Jewelove


We have tied up with FastBanking to offer our customers easy EMI options even without a credit card. Currently offering EMIs to customers residing in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Ahmedabad, Kolkata & Jaipur.

There are 2 primary EMI options available : 

0% Interest Jewellery EMI without Credit Card

  • EMI tenure - 3 / 6 / 9 / 12 months
  • Down Payment  - 25%
  • Processing Charges - 4% of Loan Value
  • Interest Rate - 0%

With Interest Jewellery EMI without Credit Card

  • EMI tenure - 3 / 6 / 9 / 12 months
  • Down Payment  - 10%
  • Processing Charges - usually between ₹ 800 to ₹ 2,000. May vary depending on ticket size & loan facilitator.
  • Interest Rate - usually between 14% - 22%. May vary depending on CIBIL score.

Process to apply for EMI

  • Please select EMI as the payment method while placing your order.
  • You will receive an email from us with a link to apply for the EMI. Please access the link from a laptop / desktop.
  • You can fill in the form & check your eligibility instantaneously.
  • If you are eligible for the EMI, you will be conditionally approved for the EMI & will receive a new link to upload the required documents.
  • Usually the documents required are
    • PAN card
    • Aadhar Card / Passport / Electricity Bill / Rent Agreement
    • Last 3 to 6 months' bank statement &/or Last Year's ITR
    • One Post Dated Cheque
    • One photo - even a selfie is okay.
  • Your order process will start once we receive final confirmation & payment from the bank.

Please note, the documents, eligibility criteria, interest rates, processing charges, down payments etc. may vary from time to time & upon the sole discretion of the EMI facilitator & the bank / financial institution.

This loan facility is being offered by FastBanking to the customer and we have no role to play in the approval, extension, pricing, modification, pre-closure, closure or any matter incidental thereto pertaining to offering of the facility, which is decided at the sole discretion of FastBanking

Jewelove does not charge any processing charges or interest for this facility & we offer this facility only on an as-is basis. Jewelove's role is limited to connecting the customer with FastBanking for facilitating the EMI.

The loan facility being offered by FastBanking to the customers is governed by the respective terms and conditions of FastBanking and the customer is advised to approach the FastBanking in case of any complaint, dispute or enquiry about an EMI transaction.

All disputes in connection with the loan shall be between the Customer and FastBanking. Jewelove shall not be held liable for any dispute arising out of or in connection with such loan facility being offered FastBanking.